Selling update

Well we got an offer February 14th and we accepted. Since then we have been through the inspection/appraisal process and started looking for a house to buy. Well everything was going along so great then we got the bad news last night. Our house appraised for $4,500 less then the offer amount. We were going to have to pay about $3,200 at closing anyways but this new development makes it over $7,000. We are at a total loss on what to do. We don't know what the right choice is and don't know who to go to for advice that won't have a biased opinion. Our fear is losing so much on a nice house and not being able to make it up on the buying end. I was prepared to pay some money out at closing but not that much. I know some people are having to pay a lot more than that at closing but I am assuming these people are in danger of losing their houses and have no choice but to sell to avoid foreclosure. We are not in any danger what so ever, I even put 140 extra on the principle every month. My husband wants to walk away and just stay put for now....but how long till the market improves and we can sell it for what we think its worth and not be dragged down by the foreclosures in the area. My concern is what if this is the best it will be for several years to come and we wait and lose just as much down the road. Do we jump ship now and take the loss hoping that we can get a good deal on the house we buy. We don't have to move, we are choosing to. He had said at one time that he didn't want to have kids in the house we are in because its too small. I tend to disagree but I see his point too. I don't want to put off kids just because of where we live. Plus he pointed out that I'm not pregnant yet even after being birth control free for over year but its not like we aren't trying. I'd love to be pregnant at this very moment, of course that is not the case, but am hopeful that it will happen soon (go to the doctor 3/31, will be discussing such issues then). I wish there was an easier way to make the decision and had more time to think. Do we stay put or lose the money and equity that we had built for the hopes that we made the right choice in selling at such a low amount. Need a sign or something please!!!

February 2010

I was hoping that this would become my pregnancy journal but no such luck as of yet. Although I have lost 10 pounds and hope to continue that until I get those 2 pink lines. The holidays were uneventful, but very nice. We spent New Years with Kevin, Brittany, Joe and his friend playing cards and eating. We have planned a vacation to the Outer Banks with Kevin and Brittany in May. I am very excited to be going away for awhile. I may talk to Neil's sister as we get closer and see if we can stop in her area on our way home for a visit. At least we keep in touch via facebook but it would be great if we could spend more time together in the same state. I don't know what its like to have a sibling and even though they didn't grow up together they need to keep that bond in tact since their dad doesn't seem to remember that he has 2 children and several grandkids. Sadly some people would say the same about Neil, but trust me he does remember that he has a daughter. He would rather that relationship suffer than deal with her mother. I don't agree but I do what I can to support my husband in that aspect.

Selling the house has not gone as we had hoped for, we really would like to get a bigger place and I would rather move now then when I am knocked up! We have about 2 months left on our contract and I have no idea what to do when late March rolls around. I like our realtor but he hasn't bothered to contact us since the first weekend in December. I understand that nothing is really moving right now except for foreclosures/short sales but a phone call once a month would be nice. I guess this gives me more time to get rid of stuff and pay more on the loan. Once the weather breaks we are going to finish painting the exterior of the house. We did the front last fall and it looks much nicer even doing the same color. Also we need a new back door and the trim in the kitchen needs to be redone. I hope to move some bigger things out to the garage now that it is cleaned out to give more space in the house and make it seem larger. Our house has a lot of nooks and crannies that I can store stuff in and I am grateful for that. Since the garage will never be used for anything more than storage, I should store more things out there! We should invest in a better lock and paint the garage too while we are at it. Now if we could get Paris (dog) to stop digging in the yard and the grass to grow where the pool was we will be set.

Until next time..........